Credit management depends on how tight a ship you want to run.
Credit management is how you choose to manage your businesses credit, accounts payable and receivables. Part of the managing process is deciding which options you will offer to your customers. Your credit management plan is a two-way street, you get to create the rules and your customers have to play by them if they want to do business with you. When your customers don’t follow the rules you set up, then they will find themselves out of the game.
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