Understand why mechanics’ liens are considered secret liens.
Liens, defects, and encumbrances affecting real property are generally discoverable from a search of public land records. If, in fact, impairment of the title of the purchaser from pre-closing mortgages, consensual liens, and other statutory liens is avoidable from a timely search of the public land records, why is this practical, preventative step not also the case for mechanics’ liens? State laws providing for the attachment and priority of mechanics liens vary considerably. In many states, mechanics’ lien laws dictate that prospective real estate investors and homeowners face an ever-present potential risk of loss occasioned by lien claims when acquiring real estate in which work on the site occurred, regardless of whether such work or its non-payment is known or suspected by the purchaser. This white paper reviews the wide reach of mechanics’ liens and discusses the impact of remote online notarization.
Agenda
Faculty
Duane H. Wunsch
Fidelity National Title Group, Inc.
- Vice president and state counsel for Fidelity National Title Group, Inc.’s Wisconsin office
- 30 years of experience as in-house underwriting and claims counsel
- Frequent lecturer to both attorney and non-attorney customer groups
- Regularly conducts training sessions for title and escrow staff
- J.D. degree, Emory University; B.A. degree, University of Wisconsin-Madison
- Can be contacted at 262-796-3852 or [email protected]
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