Recent ruling states that lead generators for a payday lender may be liable to punitive damages. A class action was filed on behalf of Minnesotans that used the payday lender’s website during a specific time. This white paper reviews how this payday lender and multiple lead generators violated not only Minnesota’s payday lending statute, they also violated the consumer fraud act and uniform deceptive trade practices act.
Agenda
Faculty
Ronald K. Vaske
Ballard Spahr LLP
Ronald K. Vaske is an attorney with Lindquist & Vennum, PLLP. His practice is focused on financial institutions, particularly in the areas of commercial and consumer finance. He has represented banks and bank holding companies in connection with regulatory matters, mergers and acquisitions, and commercial transactions. In the commercial finance area, he has advised lenders and borrowers in traditional debt financing and structured finance transactions. These include: commercial loans, public and private debt offerings, asset securitizations through rated and nonrated offerings and commercial paper conduits. He earned his B.S. degree from South Dakota State University and his J.D. degree from Creighton University School of Law. He is admitted to the bar in Minnesota, South Dakota and Nebraska. Prior to entering the legal profession, Mr. Vaske worked in the banking industry for nine years. Mr. Vaske was recognized as a Rising Star in Minnesota Law 2003 (MSP Communications).
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