Know Your Alternative Methods of Distribution for Terminated Participants and Beneficiaries
The DOL provides very detailed, lengthy disclosure regulations to go along with summary plan descriptions. Within those pages there is one section that offers an alternative way to stay in compliance with providing retirement plan SPDs and SMMs to terminated participants and beneficiaries. As part of the ongoing “Debunking SPD Myths” series, this white paper reviews how employers that sponsor retirement plans are able to take advantage of this alternative compliance method which could ease their administrative disclosure burden.
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