From types of insurance to policy language - gain a better understanding of insurance provisions in commercial leases.
In the context of completing their lease, landlords, tenants, and their counsel must often try to interpret the dense and sometimes arcane provision dealing with insurance. While almost all leases require certain types of insurance to be purchased, the lessor and lessee might not understand exactly what is being required of them and why. This topic is intended to provide you with information regarding insurance provisions in commercial leases. In addition to reviewing the basic types of coverages that are usually required, this material will also explain what exactly these coverages are intended to insure and why they are important to the administration of the lease. This topic will also analyze insurance policy language and to ensure it does not contradict insurance clause language in commercial leases; discuss how to negotiate insurance coverage for tenant-installed fixtures and determine which party should pay for the insurance.
Agenda
Faculty
Nicholas M. Insua
McCarter & English, LLP
- Partner in the office of McCarter & English, LLP
- Practice emphasizes all aspects of insurance coverage law exclusively for policyholders
- Conducts regular seminars and workshops on numerous aspects of insurance law
- Wrote several publications related to the areas of insurance law, including a leading treatise on business interruption insurance
- American Bar Association, Litigation Section, Insurance Coverage Litigation Committee, co-chair, Excess & Umbrella Subcommittee; New Jersey State Bar Association, Insurance Law Section (Executive Committee and former chair) and Pro Bono Standing Committee
- J.D. degree, with highest honors, Rutgers Law School; B.A. degree, Yale University
- Can be contacted at 973-639-6988, [email protected] or on Twitter® @NicholasInsua
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