Gain an understanding of the HARP program and ongoing changes to avoid litigation.
Many loan originators fall into the trap of HARP litigation because they do not understand the confusion the program causes the public and the public blames the lender when issues arise. The HARP program has been in place since 2009, but it has undergone big changes in eligibility requirements and applicability. This topic will compare and contrast HARP 1.0 with HARP 2.0 and discuss the new and upcoming HARP 3.0. This material will also inform you of the public confusion caused by the HARP program and how to minimize litigation by addressing the confusion at the start. This information is critical to any lending institution that participates in the HARP program and for any person who deals with HARP in a professional capacity. After this topic, you will have the information needed to manage HARP applicants and understand the evolving program.
Agenda
Faculty

Christy L. Murphy
Kaufman & Canoles, P.C.
- Attorney in Kaufman & Canoles, P.C.’s Norfolk office
- Concentrates practice on the representation of banks, credit unions, and other secured and unsecured lenders in complex commercial litigation
- Regularly represents landowners, lienholders, and other parties with interests in real estate in Virginia on title matters and also regularly represents trustees, families, and entities in trust and estate litigation
- Lender representation includes mortgage litigation, foreclosures, lender liability, and business torts
- Achieved the highest rating in the Martindale-Hubbell Law Directory; Virginia Super Lawyers Rising Stars; Law & Politics, 2012 to 2016; Virginia’s Legal Elite; Virginia Business magazine, 2013 to 2016
- J.D. degree, Regent University School of Law; B.S. degree, Old Dominion University
- Can be contacted at 757-624-3177 or [email protected]

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