Understand additional insured coverage and requirements, as well as the benefits and pitfalls.
Imagine this extremely common hypothetical: A landowner hires a construction manager for a large construction project in Chicago. The construction manager hires various subcontractors to work on the project, and during the construction, an employee for the HVAC subcontractor is injured when she falls from a ladder. The employee then files a lawsuit against the owner and the construction manager, both of which file a third-party action against the HVAC subcontractor.
For the owner and the construction manager, obtaining additional insured coverage is one critical tool in the risk transfer toolbox. Ensuring that they have coverage under the subcontractor's policy is important for minimizing their own exposure and can potentially impact their policy premiums and maintain their own policy aggregates. During this presentation, we will discuss various additional insured endorsements and considerations for contract drafting and negotiation to ensure that risk transfer is an available option.
Agenda
Faculty
Ashlyn M. Capote
Goldberg Segalla LLP
Ashlyn M. Capote, Goldberg Segalla LLP
- Partner at Goldberg Segalla LLP
- Regularly counsels clients on their obligations to provide coverage to insureds under their policies and their ability to seek additional coverages on behalf of their insureds.
- Routinely litigating cases throughout New York State regarding the scope of additional in-sured coverage.
- Presenter for “Untangling Risk Transfer: Recent Developments and Best Practices,” (Co-Presenter) GS Webinar Series, August 9, 2022
- Published “Caused, in Whole or In Part, By: Additional Insured Coverage in the Wake of Bur-lington v. NYCTA,” (Co-Author), April 2022
- Published “An Overview of Recent Priority of Coverage Decisions,” DRI For The Defense, December 2019
- Phone: 716.710.5899
- Email: [email protected]
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