Another category is Independent activities of daily living (IADL’s) such as using a telephone in emergency, fixing meals and cleaning up afterward, housework and taking medications.2 The primary goal of Long Term Care (hereinafter “LTC”) is to maximize independence and functioning when one’s health keeps him/her from being fully independent. There are 77 million “boomers” approaching the age when LTC becomes a very real concern. They are “generally well educated and more financially secure than their parents and willing to demand a wide array of services to meet their needs.”3 “The current financing mechanisms for long-term care will not be sustainable in decades to come.”4
Agenda
THE FUTURE OF LONG TERM CAREWHAT ARE THE OPTIONS FOR PAYMENT
THE DAM IS BREAKING!
LONG TERM CARE INSURANCE, LIFE INSURANCE AND ANNUITIES
WHAT KIND OF CARE CAN I EXPECT?
Faculty
Robert L. McClelland
McClelland & Associates, PLLC
- Attorney with McClelland & Associates, PLLC
- Provides personal estate planning with annual updating, trust funding and settlement, and Medicaid and special needs planning to clients in Kentucky and West Virginia
- Member of Elder Counsel, LLC
- J.D. degree, Northern Kentucky University, Chase College of Law; B.S. degree, University of Charleston; LL.M. degree in elder law, Stetson University College of Law
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